Family mistakenly locked out of home even though mortgage payments current
116,419
Published 2013-07-22
All Comments (21)
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Two months? I'm just calling a locksmith and getting back into my house that same day. If the locksmith won't do it, then I'm just going to home depot and doing it myself. None of this two month bullshit.
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Isn’t it crazy how mortgage rates continue to rise with higher imports and declining exports? meanwhile the FED is yet to lessen cost. Something will eventually break if they keep raising interest rates and quantitative tightening
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It's amazing that the banks can do this, but a squatter can break into your home and you have to go through a lengthy legal process to get them out!
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When they mess up like this not only should they give the property back but they should also be required to clear any debt owed to them, I guarantee that you will be seeing a lot less of these "accidental foreclosures"
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If I had all the paperwork to prove my payments were up-to-date, I'd break into my own home if the locks were changed.
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There should be a law that if the lender does this and is found to be wrong the loan is settled and the home is free to the borrower.
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This issues can be resolved in about 5 minutes with a grinder. If you have proof that your home payments are up to date, dont let anythint or anyone try to bar you from entering your home.
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The mortgage holder lied, they do not have the right to even come on your property if you are not in default. They need to be charged with breaking and entering plus burglary, that will end this crap real quick. And never pay in advance unless you have written statement that they are taking it off the next due date, most lenders will screw you by taking advance payments off the end of the loan or applying it to the principle so you still have to make the next month payment.
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make it a law that when banks ( etc) does this the morgage is no longer valid for the bank, as in it gets paid by the bank.....tht will stop it
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Judges say to cut the lock off, immediately get into the house, THEN contact your mortgage company (servicer)... For example Housing Court Judge Patrick M. Carney -- explicitly informed people that find a lock on their door to do precisely that.
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I’m pretty sure it’s illegal to change someone’s locks without getting a court order of eviction.
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That bank would be paying off the mortgage and funding my retirement!
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It’s been 6 years since this posted in 2013. It is 2019 now. Has there been any updates posted on this story?
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i honestly would have kicked the door in reconnected the utilities myself and made the bastards pay for it ..and if anyone tried to remove me ,people would have been shot ,,it would have been the right thing to do actually ....
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Asks not to use last name but uses address
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I call my son-in-law and he is a lockpick. Then I would find out who claimed I was not paying and beat his face.
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this is our wonderful educational system at work
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3:50 "The Lawsuit has filed a Lawsuit" that pretty impressive
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Everyone needs to leave banks and join credit unions. I’m glad I did.
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Don't blame the janitors for this mess, we retrieved and saved stuff that accidentally got tossed into the trash. The amount of bankers and their underlings scrambling to get in order that I saw was scary.
