Paycheck Routine: What to ACTUALLY Do With Your Money

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Published 2024-05-22
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About This Episode:
Caught in a cycle of living paycheck to paycheck? In this episode, Iā€™ll break down three different paycheck routines, each tailored to help you manage the money in your next checkā€”no matter where you are financially.

Next Steps:
šŸ“— Order George Kamelā€™s new book, Breaking Free From Broke. bit.ly/48d7So4
ā–¶ļø WATCH: How to Stop Living Paycheck to Paycheck (Without Getting a Second Job): Ā Ā Ā ā€¢Ā HowĀ ToĀ StopĀ LivingĀ Paycheck-To-Payche...Ā Ā 

Offers From Today's Sponsors:
This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to www.tello.com/George for $5 off your first month of Telloā€™s unlimited data plan.

Watch More From Ramsey Network

šŸŽ™ļø The Ramsey Show ā®• ter.li/nrgexc

šŸ’” The Rachel Cruze Show ā®• ter.li/gyh9k6

šŸø Smart Money Happy Hour ā®• ter.li/ruezqk

šŸ’ø The Ramsey Show Highlights ā®• ter.li/yc3i4v

šŸ§  The Dr. John Delony Show ā®• ter.li/sii4ha

šŸ’¼ The Ken Coleman Show - Highlights ā®• ter.li/nbekmn

šŸ“ˆ EntreLeadership ā®• ter.li/81tcjn


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All Comments (21)
  • @laundrygoddess4
    I just paid cash for a new kitchen. The lady at the store couldn't believe I wasn't freaking out about the money. When you're debt free... The stress about spending is magnificent.
  • @Outroyal
    I used to live Paycheck to paycheck but now.. I live paycheck to paycheck stress free
  • @Jersderakerguoe
    In these uncertain times, it's more important than ever to have a solid understanding of how to manage your finances, invest wisely and navigate economic downturns. But my primary concern is how to grow my reserve of $240k which has been sitting duck since forever with zero to no gains, sure I'm all in on the long term game, but with my savings are lying waste to inflation and my portfolio losing gains everyday, I need a remedy.
  • Investment banking can be quite lucrative if you know what you're doing, but it also comes with its fair share of risks.
  • @zaree7040
    Good video georgešŸ‘. My aunt passed and I inherited some of her portfolio and cash savings, Iā€™m 28 with about 400k cash in savings and as usual everybodyā€™s preaching invest, so what stocks are a good long term buy, only major purchase I intend to make is buying a home in 5years from my returns
  • @brianhess5083
    Bear necessities audio + 8 Mile video = the best thing Iā€™ve seen on the internet in a long time!
  • @okaydamian
    Iā€™d be retiring or working less in 5 years, and considering soaring inflation, Iā€™m curious to know how best people split their pay, how much of it goes into savings, spendings or investments, I earn around $185K per year but nothing to show for it yet.
  • @MCdragons17
    I did indeed start singing "just the BEAR necessities" in my head right before you played the song LMAO
  • @27Marlo
    Love that you recognized some are not tied into a local church and encouraged them to find causes to give to. ā¤
  • @Tel934
    ā€¦this mashup of Bear Necessities with the 8 Mile B-roll is absolutely diabolical
  • @aaronjjacques
    Even ramsey will not mess with the disney copyright department.
  • @TylerofSc004
    I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $950k. before I turn 60, I would appreciate any advice on potential investments.
  • @tcgtpl
    Setting up automatic payments can help streamline these paycheck routines. Iā€™ll pay off my credit card balances in full, plus all my utilities, and invest a minimum of 15% into my 401k & IRA so that whatever money I do see that winds up in my checking account I know all my necessities have already been covered. I also put more $ into my brokerage account so I force myself to be more discerning on the money I do spend to fight off lifestyle creep.
  • @58sportsuburban
    The ā€œ one size fits all, is not for everyone ā€œ Is interestingā€¦ why doesnā€™t it apply to the baby stepsā€¦
  • @victorblas3483
    I can't wait to get to the last baby step and give money! Like you say, it's the most fun you can have with money.
  • @laughingman6986
    No debt for now. Putting money in 401k and building up a savings. Feels good to begin my journey towards retirement.
  • @bythebook1548
    Started singing bare necessities before you even got there. XD
  • SKIP STEP ONEā€¦.. Iā€™m not paying for something when i can do it just as effectively with an Excel sheet (yes im spreadsheet nerd)