How to Determine YOUR Perfect Retirement Age

I am retiring at the end of July. My wife's health was actually the catalyst for that decision. You are so right about time vs $. We won't be getting the same kind of income we did when we both worked but that is not the # 1 priority for us any longer. We won't be broke and we need to focus on the time we have left and trying to improve the quality of that time for as long as we can. We worked all our lives to build for this day. It's definitely time! :)

Will Rogers was reading a man's obituary and it said the man died penny-less. All the people were saying how sad, but Will Rogers said Good Timing.

I loved my work, was respected by my superiors, subordinates and piers. Retired at 68.5, well off, but definitely a judgement call. Still miss the challenges but we all have a “use by” date , life is short and it was time to find new challenges and enjoy the grandchildren.

I'm in the "work to live" camp, I don't care if my work accomplishments are mentioned in my obit or not. I'd like it to be said that I was helpful and made my coworkers lives easier, but that's about it. And for me my perfect retirement age came up kind of sudden. For decades I've loved what I've done but the profession is changing, the company changed, and I don't care to start over somewhere else. In two years I went from loving what I do to just wanting to be done. We checked the investment account balances, and what do you know I'm good to retire.

All about getting out as young as possible. I'm glad I retired before the Hodgkins lymphoma I had in my 20s reoccurred. Life is short.

I had a manager almost 20 years ago, who, in our very first meeting, said I need to set career and life goals and I should create those goals from the perspective of what I would want people to say at my retirement party and my funeral. It was one of the best pieces of advice I ever received, even though otherwise, he was the absolute worst manager I had in my 35-year career.

Jeff, this may be your best video. These are exactly the questions I have been thinking about at age 62...

speaking of obituary... when I was in the Navy, an admiral was speaking to a bunch of us. He touched on work-life balance, pointed out that it's your family - not the Navy - that remembers you when you die, and then said ... "so if you're averaging longer than 14-hour days, cut back a little." 🤦🏻‍♂

My company kicked me out at age 61. But they still offered Cobra at the same price the employees paid for 18 months, and then rather expensive but still affordable retiree health insurance. That was the only thing that really stopped me, I had planned on retiring soon anyway.

Always fun and informative! Thanks Jeff!!!!

This is a very helpful video. Thank you.

Love your tongue in cheek comedy!

I have seen too many people wait way too long. They are going to do one more year. 3 months before the end of the year. They get the DOOMSDAY diagnosis. Now they are working till the end. (Insurance.) Worse case. Plop over dead.

WSJ just had an article about this. Most interesting was the age range from 60-64 thought they would keep working past age 65. Majority ended up retiring at 65. You need to decide what is most important to you. Your money or your life.

Great show BTW

I prefer no obituary 😂😂

I'm 54 and retiring this summer with a pension and paid Healthcare. I went through breast cancer during the pandemic and just need a break. At some point I plan to go back to work and try and earn a 2nd pension somewhere. But I cant wait.

Loved the impromptu ad lib

Great video! 👏👏🙏🙏

Very nice insights. Thank you Sir.