8 GOOD REASONS to File for Social Security at Age 62

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#8 on reasons to retire early has ME written all over it. I just turned 60. I've worked construction my whole life. My body is starting to tell me that I cannot continue this.

The biggest issue with health/longevity, does not take into effect how much your body starts to break down, you are not able to drive as far. Your walking starts to go down. Travel gets even harder. If you can take it at 62, you have much more time to do things that take physical efforts

Better take it at 62 and before the system goes bankrupt.. It's a no brainer.. I took it at 62 and I'm happy I did.

My mother passed away at age 90, my grandmother at 86…I’m 65 . I decided to start receiving soon. If I start now I maybe able to collect for 25 years… if I wait 5 years… then I can collect maybe 20 years. I may get less per month, but collect sooner,& longer. Can invest it,& gain interest. If I wait… I may run out of time,& get nothing.

Worked in hospitals for 41 years. Most people aren't going to make it to 79.

Im 55 yo. Soaking this all in. Plan to take ss at 62. They live long in my family. Aunts 102, 95... However, i want quality life over quantity monies.

Thank you. The part of SS which is so unfair is the continuance of taxes on pensions and SS payments🤨😵‍💫😡

Please do some retirement videos for single people.

What an endearing picture of your 4-generation family. A deep bow and much respect to your late father for his service to our country. He has left quite a legacy. Thank you for the information you provide.

At 62 , not even one more day of work..... moving to cambodia 🕺

Really informative video! Your breakdown of why filing for Social Security at 62 can be beneficial is clear and very helpful. Thanks for sharing these insights. -Macy (Team Evan)

Thank you Sir for all of your insight. I just turned 60 and this is very good information that is pertaining to me.

No man in my family has ever lived past the age of 70. We all die of heart disease. No matter what kind of shape or health we are in, it comes on like a freight train. I was in perfect health with absolutely no issues and had a heart attack at 58. I will be retiring at 62. I will not see 70 sometimes. You just have to accept the inevitability of what life gives you and make the best of it

Majority of Americans focus more on the money but they did not know death is inevitable. I have three friends who worked so hard for their lives, they died of cancer and cardiac arrest before they retire. They had savings i believe but who will used their earned hard money, they did not have their own family. Moral lesson retire as early as possible move to affordable and safe town or out of the country Live simple and practical. Im retiree at age 62 with less than 2k pension and moved to my home country. I have few savings not even a hundred thousand in the bank but look at me i live comfortably and have savings from my pension. It is how you live and take care of your finances and health. It is not how much money in the bank or your pension. We have expiration date, we will die sooner or later if we focus on money itself we will miss life.

It's simple It's your right to get SS and lifes not guaranteed. Take the money because tomorrow isn't guaranteed.

The 8 reasons for and for not filling for SSA benefits were very well developed and articulated. I personally meet more conditions for filing at 62, but progressing toward delaying until 65 that also coincides with filing for Medicare benefits. I look forward to accessing your website for resourcing a personalized plan for affirmation. Thank you!

It’s really impossible to figure up these break even points because you can never predict the COLAs stretching out into the future. Social Security wanted to give me $1350 at age 62 with a PIA of $1896. I declined and have plenty of retirement savings. Now I am a month away from 65 and my PIA has grown to over $2200. No telling what it will be at age 70, but because my wife is 11 years younger than I am it will help ensure that she has adequate funds after I’m gone.

I’ve worked since i was 15 years old and had so many jobs from hard labor to being behind a desk. I honestly can’t wait to retire!! I will be extremely happy living a frugal life just enjoying the simple things!, I don’t care for luxury or traveling much. The last thing I want is not able to walk or not have the energy to enjoy my elder years all just for a few dollars.

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.