$25,000 vs. $25,000,000

Thanks for watching! Make sure to also check out our most recent video on Kurdistan: https://youtu.be/H3VvJRKZFHc?si=2l6vGYlB0Lu8g3K4

The added touch of Johnny's money deducting being the same sound used in Yu-Gi-Oh when the players are losing life points reallly hits home. Thumbs up to the sound engineer/editor.

$7.25 minimum wage especially for a country that doesn't have universal healthcare is absolutely pathetic.

The fact that health insurance costs this much in the US and then the companies get to move the goalposts and deny all kinds of claims is ridiculous...

I love how "lifestyle creep" is so fundamental in this video. If you are making anywhere between 40-60k a year, this will be a huge thing to master to allow you to save more.

The one thing Johnny forgot to include in this amazing video is STUDENT LOANS. 43 million Americans owe on average $32,000 in debt, and that is also a major expense they have to pay monthly. Some of his assumptions for the middle class earners means they naturally will have to go into debt to afford their lives.

I love how he said “frugal” and not “cheap”. My parents used to own a high-end luggage and handbag store and used to tell stories of how some super rich ppl went out of their way to save as much as a few dollars on a handbag. You wouldn’t believe it.

This is quite an eye-opener. Thanks Johnny. Your channel deserves 10 million subscribers.

Great video. I’m 54,❤ I really work so hard to engage myself in someway of earning more income and stop depending on anyone. My family are happy once again and can now afford anything for my family even with my Retirement.$37k weekly returns has been life changing, after so much struggles.

22:24 “Do I cook? No I do not cook” (dramatic pause) 😂 Goal

After this half hour long, important, well researched piece of journalism I still cannot get over the wooden tub. There are wooden bathtubs?! I want one so bad!

Probably the best and by far one of the most important videos you guys have put out. Thank you to the entire team and the courage to make this!

Really appreciate updated format. It is visually engaging and easily understandable

Imagine being under that $25,000 a year bracket. I'm permanently disabled and my income is based on whatever social security I paid in while I was able to work. I was making $72,000 a year before I became disabled at age 37. So, I make about $18,000 a year from that. Yes, I do qualify for Medicare and it is helpful, but I still have to pay a monthly premium out of my social security check and copays. And anything medicare doesn't cover is out of pocket. The whole reason I cannot work is because of my health issues. I need to see doctors and get prescriptions filled every month. But, I am extremely lucky. I inherited a house from my grandmother that is paid for. If I didn't inherit a paid off house, I have no idea how I would survive. And even with not having a mortgage or rent, I still have to pay yearly property taxes, home owners insurance, and maintenance on the house. I pay someone to cut my grass and I have a general contractor that I call if the pump breaks down or the dishwasher stops working. Last year, my septic system needed to be pumped. I am still making payments on that. I'm not sure where I'm going to get the $2200 I'm going to own on property taxes next year. I'm seriously considering renting out my spare room to a stranger. The whole reason I cannot work is my health but it's my health care costs that make me wish I had a job.

As someone from Atlanta, I can tell you right now you do NOT want to live in the houses you chose for the lower incomes 😅

One of the most impactful videos I’ve seen. Johnny killing it.

Johnny really underplaying the role of investing when it comes to the lower end of the economical spectrum. If the 40k guy wasn't happy with his place he could start living like the 25k guy (or if possible just not move out of parents' house) and after 10 years or so he would be the 100k guy.

"my budget for housing is $854.... I'll think i'll be renting. " Think again my friend.

bro literally used the sound effect of the life points going down in yu-gi-oh hahaha

This was really well done! I like the style of Johnny taking on each persona. Killer job by the editors too!