pushing myself outside my comfort zone 🌱 buying a house, 50k subs, producing music + dancing again!!

Dude, I feel you on the housing situation. lol. Just a few pieces of advice: (1) Location trumps anything else (Find a location that you're totally good with living in for the next 5-7 years minimum, the longer the better for your ROI. Seeing as you mentioned you want to start a family, generally be prepared to pay for a premium for good school districts -_-); (2) When looking at a house for a potential renovation project/etc. Bones and structural elements > anything else. (Foundation and plumbing are a pain in the butt to fix/move/alter and its is always a bigger project than you expect). (Also ask or pull the history of building permits on the property as you should be weary of unpermitted improvements.) (3) Make a list of things you want vs. need, so you can confirm that the house is solid, as you will probably compromise on something, just make sure its something that its on the want list and not the need list. (Ex: For me, fiber-optic internet is a non-negotiable as I spend a lot of time online for work and leisure. For my wife, its good schools for the kids and proximity to Asian grocers. For my kids, its parks and proximity to kids their age.) (4) Negotiate with everyone in the chain of your purchase. (Your real estate agent (generally they can give you a rebate), your seller (they can give you credits), your mortgage broker (they can give you credits as well), everyone. It result in like 30-40k saved for myself.) (5) Buy the worst house in the best neighborhood, rather than the best house in the worst neighborhood. (You can always improve the house to match the high-end neighborhood, but you cannot improve your way out of a bad location). (6) Last but not least, DO NOT BUY A HOUSE WITH A BOYFRIEND/GIRLFRIEND/Significant Other unless you're married in my opinion. It just adds way too much in terms of complexity and legal issues. I know this may sound old-fashioned, but there are specific legal protections for marriages, less so for SO. For the SO, it would be 100% determined by whatever pre-agreement the two parties had and also what are the terms of the mortgage. This is on top of all the other financial literacy advice like credit scores, debt to income ratio, down payments, PMIs, etc. Hope this helps. Just take it one step at a time. lol.

LOLthe way your bro said "How are you doing QUEEN". And whaat gurl you danced so good!! Seeing you go out of your comfort zone or rekindle with your passions is so inspiring. Reminds me of high school when my friends and I would learn kpop dances in my garage haha.

Your videos REALLY deserve more views They're made with so much effort that they're a full treat to watch. I hope you still keep uploading Chloe!

this was so fun to watch ! thank you for sharing the intimate parts of your life. So inspiring. i’m leaning into playing tennis again, painting and dancing more. balancing my hobbies with a full time job isn’t easy. But if not when. Thanks for the reminder it’s never a perfect time. life’s too short

congrats on the 50k chlo ! it’s inspiring to watch you start taking such monumental steps ! one day you’ll look back and see how far you’ve come :_) have fun and stay safe in nyc !

I love the way you edited this video ❤️

Love how you continue to grow as an individual along with your content and channel. I’ve been meaning to try dancing as well, and this vlog inspired me to really get out there and step outside my comfort zone. Most of your videos push me to post more but it’s hard to find time balancing that office job. But if you can do it, then I can too. Keep glowing Chlo!

You are honestly such an inspiration to everyone, especially Asian Americans. :virtualhug: Congratulations on all your new milestones! :chillwcat:

I feel you on the housing stuff. About 80% of my friends that were in California moved out. It simply isn’t worth it. I’m struggling to find something I’m willing to pay for in Chicago. There’s a difference between what the bank says I can afford and what I’m willing to pay 😂. Side note: isn’t the ADU just an extra? That’s the way I look at it. If I had two identical houses I was looking at and one had an ADU I’d get that one. I don’t see it as a con at all. You don’t have to have people live there, it’s just an extra unit you can have for guests, home office etc.

huge congrats on 50k, you deserve it!!! each of your videos get better and better and i am so happy to be here along for the ride :) house hunting is so stressful but i promise that the right one will come along and things will fall into place!

you’re a great sister and i love the way you edit!

Congrats on 50k!! Such a huge milestone. Hope you have a blast in New York! If you like thrifting, I really enjoyed the second hand stores on broadway street in Brooklyn

Praying for your big life milestone of buying a house! Peak adulting! As my real estate agent told me, flips look nice on photos, but oftentimes the renovation job was rushed and didn't pay attention to details. All the nice stuff can also be hiding some red flags in the house's inner construction. Good luck with the search!

Ahhh congrats on 50k!! Love the colour grading and the new editing style / end card ❤️

AMAZING vlogggggg <3 I truly enjoy watching these! Good job at getting out of your comfort zone, Chloe!

yassssssss get that house!! also wau that intro :). Congrattys on 50k!!! well deserved

I saw on tiktok that lot of new houses made past 2020 are made of horrible material because of the post-covid demand and supply chain issues. Meaning more housing were made, but they're made of the cheapest out there. That's something to consider; good luck on your house hunting!

Love the new color grading on this vid!

ur the big sister i needed omfg

Congrats for hitting 50k subs & for buying a new home, I have been following along